{"id":200,"date":"2018-09-27T00:33:55","date_gmt":"2018-09-27T00:33:55","guid":{"rendered":"https:\/\/www.thegioimaychu.vn\/blog\/?p=200"},"modified":"2018-09-27T00:37:31","modified_gmt":"2018-09-27T00:37:31","slug":"day-la-4-cach-ai-se-tac-dong-den-thi-truong-viec-lam-tai-chinh","status":"publish","type":"post","link":"https:\/\/thegioimaychu.vn\/blog\/tong-hop\/day-la-4-cach-ai-se-tac-dong-den-thi-truong-viec-lam-tai-chinh-p200\/","title":{"rendered":"\u0110\u00e2y l\u00e0 4 c\u00e1ch AI s\u1ebd t\u00e1c \u0111\u1ed9ng \u0111\u1ebfn th\u1ecb tr\u01b0\u1eddng vi\u1ec7c l\u00e0m t\u00e0i ch\u00ednh"},"content":{"rendered":"<style>.iblink{color:#975!important;}.iblink:hover{color:orange!important;}<\/style><p>T\u00e1c \u0111\u1ed9ng bi\u1ebfn \u0111\u1ed5i c\u1ee7a <a class=\"iblink\" href=\"\/blog\/tag\/ai\/\">tr\u00ed tu\u1ec7 nh\u00e2n t\u1ea1o<\/a> (AI) tr\u00ean m\u1ecdi ng\u00e0nh l\u00e0 kh\u00f4ng th\u1ec3 ch\u1ed1i c\u00e3i, c\u0169ng nh\u01b0 \u1ea3nh h\u01b0\u1edfng c\u1ee7a n\u00f3 \u0111\u1ed1i v\u1edbi th\u1ecb tr\u01b0\u1eddng lao \u0111\u1ed9ng. Li\u1ec7u AI c\u00f3 \u0111em l\u1ea1i l\u1ee3i \u00edch cho th\u1ecb tr\u01b0\u1eddng lao \u0111\u1ed9ng trong th\u1eadp k\u1ef7 t\u1edbi hay kh\u00f4ng, hay s\u1ebd l\u00e0m thay \u0111\u1ed5i n\u00f3 v\u00e0 thay th\u1ebf con ng\u01b0\u1eddi?<\/p>\n<p>S\u1ef1 t\u01b0\u01a1ng t\u00e1c v\u00e0 t\u00edch h\u1ee3p li\u00ean t\u1ee5c v\u1ec1 d\u1eef li\u1ec7u, thu\u1eadt to\u00e1n v\u00e0 c\u00e1c \u1ee9ng d\u1ee5ng th\u1ef1c t\u1ebf \u0111ang th\u00fac \u0111\u1ea9y s\u1ef1 ph\u00e1t tri\u1ec3n AI. AI \u0111\u00e3 c\u1eaft gi\u1ea3m v\u1ecb tr\u00ed, ph\u00e1 v\u1ee1 c\u00e1c n\u00fat c\u1ed5 chai v\u1ec1 hi\u1ec7u su\u1ea5t c\u1ee7a con ng\u01b0\u1eddi, gi\u1ea3m b\u1edbt c\u00e1c c\u00f4ng vi\u1ec7c mang t\u00ednh ti\u00eau chu\u1ea9n h\u00f3a v\u00e0 l\u1eb7p \u0111i l\u1eb7p l\u1ea1i, thay \u0111\u1ed5i b\u1ea3n ch\u1ea5t v\u00e0 n\u00e2ng cao hi\u1ec7u qu\u1ea3 c\u00f4ng vi\u1ec7c. \u0110\u1ed3ng th\u1eddi, n\u00f3 \u0111\u00e3 t\u1ea1o ra c\u00f4ng \u0103n vi\u1ec7c l\u00e0m m\u1edbi.<\/p>\n<p>\u0110\u1ec3 c\u1ee5 th\u1ec3 h\u01a1n, c\u00f4ng ngh\u1ec7 AI s\u1ebd thay \u0111\u1ed5i th\u1ebf gi\u1edbi kinh doanh theo ba kh\u00eda c\u1ea1nh: t\u1ef1 \u0111\u1ed9ng h\u00f3a, th\u00f4ng minh v\u00e0 s\u00e1ng t\u1ea1o. Trong l\u0129nh v\u1ef1c t\u00e0i ch\u00ednh, n\u00f3 s\u1ebd l\u00e0m cho m\u1ed9t s\u1ed1 c\u00f4ng vi\u1ec7c tr\u1edf n\u00ean d\u01b0 th\u1eeba, \u0111\u1ed3ng th\u1eddi t\u0103ng hi\u1ec7u qu\u1ea3 v\u00e0 t\u1ea1o ra m\u1ed9t s\u1ed1 vi\u1ec7c l\u00e0m m\u1edbi.<\/p>\n<h3>1. C\u01a1 h\u1ed9i v\u00e0 th\u00e1ch th\u1ee9c trong l\u00e0n s\u00f3ng AI m\u1edbi<\/h3>\n<p>Trong l\u00e0n s\u00f3ng AI m\u1edbi, c\u01a1 h\u1ed9i v\u00e0 th\u00e1ch th\u1ee9c t\u1ed3n t\u1ea1i c\u00f9ng m\u1ed9t l\u00fac. V\u1ec1 m\u1eb7t t\u00edch c\u1ef1c, AI c\u00f3 th\u1ec3 t\u0103ng t\u1ef1 \u0111\u1ed9ng h\u00f3a, h\u1ed7 tr\u1ee3 ph\u00e2n t\u00edch th\u00f4ng minh v\u00e0 ra quy\u1ebft \u0111\u1ecbnh, \u0111\u1ed3ng th\u1eddi t\u1ea1o ra c\u00e1c m\u00f4 h\u00ecnh v\u00e0 ng\u00e0nh kinh doanh m\u1edbi. Nh\u01b0ng AI c\u0169ng mang \u0111\u1ebfn m\u1ed9t lo\u1ea1t r\u1ee7i ro.<\/p>\n<p>Trong ng\u00e0nh t\u00e0i ch\u00ednh, r\u1ee7i ro ti\u1ec1m t\u00e0ng bao g\u1ed3m r\u1ee7i ro t\u00e0i ch\u00ednh vi m\u00f4 v\u00e0 r\u1ee7i ro t\u00e0i ch\u00ednh v\u0129 m\u00f4. Th\u1ee9 nh\u1ea5t, n\u00f3 c\u00f3 th\u1ec3 \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn s\u1ef1 \u1ed5n \u0111\u1ecbnh c\u1ee7a th\u1ecb tr\u01b0\u1eddng, g\u00e2y ra s\u1ef1 h\u1ed7n lo\u1ea1n. Th\u1ee9 hai, c\u00f3 th\u1ec3 g\u00e2y ra c\u00e1c r\u1ee7i ro xung quanh s\u1ef1 t\u1eadp trung v\u00e0 c\u00e1c l\u1ed7 h\u1ed5ng c\u1ee7a th\u1ecb tr\u01b0\u1eddng, c\u0169ng nh\u01b0 v\u1ea5n \u0111\u1ec1 k\u1ebft n\u1ed1i v\u00e0 c\u00f4ng ngh\u1ec7 \u0111\u01b0\u1ee3c \u1ee9ng d\u1ee5ng.<\/p>\r\n\t\t\t\t<div class=\"tgmcad hor\" style=\"text-align:center;margin:30px 0; padding: 10px 0; border-radius:5px; border-top:solid 1px #ccc; border-bottom:solid 1px #ccc; \">\r\n\t\t\t\t<a href=\"https:\/\/thegioimaychu.vn\/giai-phap\/deep-learning\/\"><img decoding=\"async\" alt=\"Gi\u1ea3i ph\u00e1p h\u1ea1 t\u1ea7ng Deep Learning, Tr\u00ed tu\u1ec7 Nh\u00e2n t\u1ea1o - AI\" src=\"https:\/\/thegioimaychu.vn\/blog\/wp-content\/uploads\/2019\/11\/tgmc-deep-learning.jpg\" \/><\/a>\r\n\t\t\t\t<\/div>\n<p>L\u0129nh v\u1ef1c ng\u00f4n ng\u1eef v\u00e0 h\u00ecnh \u1ea3nh hi\u1ec7n l\u00e0 hai b\u01b0\u1edbc \u0111\u1ed9t ph\u00e1 l\u1edbn trong AI cho \u0111\u1ebfn nay, theo nghi\u00ean c\u1ee9u t\u1eeb Vi\u1ec7n BCG Henderson. Nh\u1eadn d\u1ea1ng gi\u1ecdng n\u00f3i v\u00e0 nh\u1eadn d\u1ea1ng h\u00ecnh \u1ea3nh, cho ph\u00e9p AI \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng trong b\u1ed1i c\u1ea3nh th\u1ef1c t\u1ebf, \u0111i\u1ec1u n\u00e0y s\u1ebd thay \u0111\u1ed5i m\u1ecdi kh\u00eda c\u1ea1nh c\u1ee7a x\u00e3 h\u1ed9i trong t\u01b0\u01a1ng lai.<\/p>\n<p>Nghi\u00ean c\u1ee9u c\u0169ng cho th\u1ea5y r\u1eb1ng ng\u01b0\u1eddi d\u00f9ng c\u00f4ng nghi\u1ec7p hi\u1ec3u AI t\u1eeb ba chi\u1ec1u: d\u1eef li\u1ec7u, quy tr\u00ecnh v\u00e0 h\u00e0nh \u0111\u1ed9ng. AI c\u1ea3i thi\u1ec7n lu\u1ed3ng c\u00f4ng vi\u1ec7c b\u1eb1ng c\u00e1ch x\u1eed l\u00fd d\u1eef li\u1ec7u c\u00f3 c\u1ea5u tr\u00fac c\u0169ng nh\u01b0 th\u00f4ng tin ng\u00f4n ng\u1eef v\u00e0 h\u00ecnh \u1ea3nh kh\u00f4ng c\u00f3 c\u1ea5u tr\u00fac \u0111\u1ec3 cung c\u1ea5p c\u00e1c s\u1ea3n ph\u1ea9m v\u00e0 d\u1ecbch v\u1ee5 m\u1edbi, \u0111\u1ed3ng th\u1eddi cung c\u1ea5p d\u1eef li\u1ec7u ho\u1eb7c ph\u1ea3n h\u1ed3i v\u1ec1 m\u1eb7t v\u1eadt l\u00fd.<\/p>\n<p><img decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/assets.weforum.org\/editor\/Uoy026OuakdqGjNrxnH7vOsgRGuVTaYCMtqKNWfbOAg.png\" \/><\/p>\n<h3>2. X\u00e2y d\u1ef1ng l\u1ea1i chu\u1ed7i gi\u00e1 tr\u1ecb ng\u00e0nh t\u00e0i ch\u00ednh: t\u1ef1 \u0111\u1ed9ng h\u00f3a, th\u00f4ng minh v\u00e0 \u0111\u1ed5i m\u1edbi<\/h3>\n<p>H\u1ecdc t\u1eadp s\u00e2u v\u00e0 s\u1ef1 lan truy\u1ec1n c\u1ee7a d\u1eef li\u1ec7u l\u1edbn (big data) \u0111\u00e3 k\u00edch th\u00edch l\u00e0n s\u00f3ng AI m\u1edbi, m\u00e0 n\u00f3 \u0111\u00e3 th\u00fac \u0111\u1ea9y \u0111\u1ed9t ph\u00e1 trong m\u1ed9t s\u1ed1 c\u00f4ng ngh\u1ec7 \u1edf l\u1edbp \u1ee9ng d\u1ee5ng, v\u1ec1 \u0111\u00e3 c\u01a1 b\u1ea3n \u0111ang thay \u0111\u1ed5i th\u1ebf gi\u1edbi kinh doanh.<\/p>\n<p>S\u1ef1 thay \u0111\u1ed5i s\u00e2u s\u1eafc n\u00e0y c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c x\u00e1c \u0111\u1ecbnh b\u1edfi ba kh\u00eda c\u1ea1nh: t\u0103ng t\u00ednh t\u1ef1 \u0111\u1ed9ng h\u00f3a, h\u1ed7 tr\u1ee3 ph\u00e2n t\u00edch th\u00f4ng minh v\u00e0 ra quy\u1ebft \u0111\u1ecbnh, v\u00e0 t\u1ea1o ra c\u00e1c m\u00f4 h\u00ecnh kinh doanh v\u00e0 ng\u00e0nh c\u00f4ng nghi\u1ec7p m\u1edbi.<\/p>\n<p><img decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/assets.weforum.org\/editor\/ZpsWe03N_yU0k-hVQbbydYTuTEEJbABk_2KH12PHFeI.png\" \/><\/p>\n<p>Khi c\u00f4ng ngh\u1ec7 AI \u0111\u00e3 ph\u00e1t tri\u1ec3n, n\u00f3 \u0111\u00e3 \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng r\u1ed9ng r\u00e3i cho ng\u00e0nh c\u00f4ng nghi\u1ec7p t\u00e0i ch\u00ednh v\u00e0 d\u1ea7n d\u1ea7n tr\u01b0\u1edfng th\u00e0nh. N\u00f3 \u0111\u00e3 th\u00fac \u0111\u1ea9y nh\u1eefng thay \u0111\u1ed5i s\u00e2u s\u1eafc trong th\u1ecb tr\u01b0\u1eddng ng\u00e2n h\u00e0ng, b\u1ea3o hi\u1ec3m v\u00e0 v\u1ed1n. BCG \u0111\u00e3 l\u00e0m vi\u1ec7c v\u1edbi c\u00e1c chuy\u00ean gia trong ng\u00e0nh \u0111\u1ec3 ph\u00e2n t\u00edch c\u00e1ch AI \u0111ang l\u00e1i xe t\u1ef1 \u0111\u1ed9ng h\u00f3a, ph\u00e2n t\u00edch th\u00f4ng minh v\u00e0 ra quy\u1ebft \u0111\u1ecbnh, kh\u00e1m ph\u00e1 c\u00e1c m\u00f4 h\u00ecnh m\u1edbi v\u00e0 c\u00e1c s\u1ea3n ph\u1ea9m m\u1edbi. Ch\u00fang t\u00f4i \u0111\u00e3 \u0111\u01b0a ra c\u00e1c v\u00ed d\u1ee5 v\u1ec1 c\u00e1c lo\u1ea1i \u1ee9ng d\u1ee5ng AI quan tr\u1ecdng trong c\u00e1c ng\u00e0nh kh\u00e1c nhau.<\/p>\n<p><img decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/assets.weforum.org\/editor\/fNYeGmSUObY3aKf8M5TniOeDUud-2nRJmZNdgqbXmpA.png\" \/><\/p>\n<h3>3. T\u00e1i c\u1ea5u tr\u00fac th\u1ecb tr\u01b0\u1eddng lao \u0111\u1ed9ng t\u00e0i ch\u00ednh: thay th\u1ebf, c\u1ea3i ti\u1ebfn v\u00e0 s\u00e1ng t\u1ea1o<\/h3>\n<p>D\u1ef1a tr\u00ean c\u00e1c \u1ee9ng d\u1ee5ng c\u1ee7a AI trong c\u00e1c chu\u1ed7i gi\u00e1 tr\u1ecb kinh doanh kh\u00e1c nhau c\u1ee7a ng\u00e0nh t\u00e0i ch\u00ednh, ch\u00fang ta th\u1ea5y ba t\u00e1c \u0111\u1ed9ng ch\u00ednh m\u00e0 AI \u0111ang c\u00f3 tr\u00ean th\u1ecb tr\u01b0\u1eddng vi\u1ec7c l\u00e0m t\u00e0i ch\u00ednh: c\u1eaft gi\u1ea3m vi\u1ec7c l\u00e0m, t\u0103ng hi\u1ec7u su\u1ea5t v\u00e0 t\u1ea1o ra vi\u1ec7c l\u00e0m m\u1edbi. Trong ba l\u0129nh v\u1ef1c n\u00e0y, c\u1eaft gi\u1ea3m vi\u1ec7c l\u00e0m v\u00e0 t\u0103ng hi\u1ec7u su\u1ea5t s\u1ebd \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn c\u00e1c v\u1ecb tr\u00ed hi\u1ec7n t\u1ea1i, trong khi t\u1ea1o vi\u1ec7c l\u00e0m m\u1edbi ph\u1ea3n \u00e1nh t\u00e1c \u0111\u1ed9ng ti\u1ec1m n\u0103ng gia t\u0103ng c\u1ee7a AI tr\u00ean th\u1ecb tr\u01b0\u1eddng vi\u1ec7c l\u00e0m.<\/p>\n<p>S\u1ef1 kh\u00e1c bi\u1ec7t r\u00f5 r\u1ec7t gi\u1eefa c\u00f4ng vi\u1ec7c c\u1eaft gi\u1ea3m v\u00e0 hi\u1ec7u su\u1ea5t gia t\u0103ng d\u1ef1a tr\u00ean ph\u00e1n quy\u1ebft v\u1ec1 vi\u1ec7c li\u1ec7u c\u00f4ng vi\u1ec7c th\u1ee7 c\u00f4ng c\u00f3 \u0111\u01b0\u1ee3c thay th\u1ebf b\u1eb1ng AI c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c coi l\u00e0 ho\u1ea1t \u0111\u1ed9ng t\u1ea1o ra gi\u00e1 tr\u1ecb c\u1ed1t l\u00f5i c\u1ee7a v\u1ecb tr\u00ed n\u00e0y hay kh\u00f4ng. \u0110\u00f3 l\u00e0 \u0111\u1ec3 n\u00f3i, n\u1ebfu gi\u00e1 tr\u1ecb c\u1ed1t l\u00f5i c\u1ee7a m\u1ed9t v\u1ecb tr\u00ed c\u00f4ng vi\u1ec7c c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c t\u1ea1o ra b\u1edfi AI ch\u1ee9 kh\u00f4ng ph\u1ea3i b\u1eb1ng c\u00f4ng vi\u1ec7c th\u1ee7 c\u00f4ng, th\u00ec v\u1ecb tr\u00ed \u0111\u00f3 c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c lo\u1ea1i b\u1ecf do AI. N\u1ebfu AI kh\u00f4ng th\u1ec3 thay th\u1ebf ho\u1ea1t \u0111\u1ed9ng t\u1ea1o ra gi\u00e1 tr\u1ecb c\u1ed1t l\u00f5i c\u1ee7a m\u1ed9t v\u1ecb tr\u00ed &#8211; n\u00f3i c\u00e1ch kh\u00e1c n\u00f3 v\u1eabn ph\u1ee5 thu\u1ed9c v\u00e0o c\u00f4ng vi\u1ec7c th\u1ee7 c\u00f4ng v\u00e0 AI ch\u1ec9 \u0111\u00f3ng vai tr\u00f2 ph\u1ee5 tr\u1ee3 cho vi\u1ec7c ho\u00e0n th\u00e0nh c\u00e1c nhi\u1ec7m v\u1ee5 kh\u00f4ng c\u1ed1t l\u00f5i &#8211; th\u00ec \u0111i\u1ec1u n\u00e0y \u0111\u01b0\u1ee3c coi l\u00e0 t\u0103ng hi\u1ec7u su\u1ea5t.<\/p>\n<p>Ch\u00fang t\u00f4i \u01b0\u1edbc t\u00ednh r\u1eb1ng \u0111\u1ebfn n\u0103m 2027, 23% c\u00f4ng vi\u1ec7c trong l\u0129nh v\u1ef1c t\u00e0i ch\u00ednh c\u1ee7a Trung Qu\u1ed1c s\u1ebd b\u1ecb c\u1eaft b\u1edfi AI ho\u1eb7c s\u1ebd \u0111\u01b0\u1ee3c chuy\u1ec3n \u0111\u1ed5i th\u00e0nh c\u00e1c v\u1ecb tr\u00ed m\u1edbi. 77% c\u00f4ng vi\u1ec7c c\u00f2n l\u1ea1i s\u1ebd kh\u00f4ng \u0111\u01b0\u1ee3c thay th\u1ebf, nh\u01b0ng hi\u1ec7u qu\u1ea3 c\u1ee7a c\u00e1c v\u1ecb tr\u00ed n\u00e0y s\u1ebd t\u0103ng l\u00ean. C\u00e1c c\u00f4ng vi\u1ec7c s\u1ebd \u0111\u01b0\u1ee3c thay th\u1ebf b\u1edfi AI ch\u1ee7 y\u1ebfu bao g\u1ed3m c\u00e1c t\u00e1c v\u1ee5 \u0111\u00e3 chu\u1ea9n h\u00f3a v\u00e0 l\u1eb7p \u0111i l\u1eb7p l\u1ea1i. Ch\u00fang t\u00f4i \u01b0\u1edbc t\u00ednh \u0111\u1ebfn n\u0103m 2027, kho\u1ea3ng 2,3 tri\u1ec7u ng\u01b0\u1eddi s\u1ebd b\u1ecb \u1ea3nh h\u01b0\u1edfng &#8211; chi\u1ebfm 23% t\u1ed5ng l\u1ef1c l\u01b0\u1ee3ng lao \u0111\u1ed9ng trong l\u0129nh v\u1ef1c t\u00e0i ch\u00ednh. 7,6 tri\u1ec7u ng\u01b0\u1eddi c\u00f2n l\u1ea1i &#8211; nh\u1eefng ng\u01b0\u1eddi c\u1ea7n gi\u1ea3i quy\u1ebft c\u00e1c v\u1ea5n \u0111\u1ec1 ph\u1ee9c t\u1ea1p v\u00e0 ph\u1ea3n \u1ee9ng v\u1edbi c\u00e1c t\u01b0\u01a1ng t\u00e1c t\u00ecnh c\u1ea3m ho\u1eb7c nh\u1eefng thay \u0111\u1ed5i ng\u1eabu nhi\u00ean trong m\u00f4i tr\u01b0\u1eddng &#8211; s\u1ebd kh\u00f4ng \u0111\u01b0\u1ee3c AI thay th\u1ebf. Thay v\u00e0o \u0111\u00f3, h\u1ecd s\u1ebd c\u00f3 th\u1ec3 t\u0103ng hi\u1ec7u qu\u1ea3 l\u00e0m vi\u1ec7c c\u1ee7a h\u1ecd b\u1eb1ng c\u00e1ch s\u1eed d\u1ee5ng AI.<\/p>\n<p><img decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/assets.weforum.org\/editor\/knjwKIzKR4dKGjF50gCRXtnDFyWPaAG42VewwX8vTbw.png\" \/><\/p>\n<h3>4. Nh\u1eefng thay \u0111\u1ed5i trong c\u01a1 c\u1ea5u vi\u1ec7c l\u00e0m trong th\u1eddi \u0111\u1ea1i AI: chuy\u1ec3n d\u1ecbch c\u01a1 c\u1ea5u nhu c\u1ea7u v\u00e0 y\u00eau c\u1ea7u k\u1ef9 n\u0103ng \u0111a d\u1ea1ng<\/h3>\n<p>Nh\u1eefng thay \u0111\u1ed5i trong nhu c\u1ea7u vi\u1ec7c l\u00e0m v\u00e0 c\u00e1c nh\u00e2n s\u1ef1 chuy\u00ean m\u00f4n trong th\u1eddi \u0111\u1ea1i AI \u0111\u00e3 r\u00f5 r\u00e0ng h\u01a1n \u1edf c\u00e1c n\u01b0\u1edbc ph\u00e1t tri\u1ec3n v\u00e0 c\u00e1c c\u00f4ng ty h\u00e0ng \u0111\u1ea7u. L\u1ea5y v\u00ed d\u1ee5 c\u1ee7a M\u1ef9, nh\u1eefng thay \u0111\u1ed5i c\u00f4ng ngh\u1ec7 trong v\u00e0i th\u1eadp k\u1ef7 qua &#8211; \u0111\u1eb7c bi\u1ec7t l\u00e0 t\u1ed1c \u0111\u1ed9 x\u1eed l\u00fd v\u00e0 kh\u1ea3 n\u0103ng x\u1eed l\u00fd m\u00e1y t\u00ednh nhanh ch\u00f3ng v\u00e0 t\u1ef1 \u0111\u1ed9ng h\u00f3a c\u00e1c c\u00f4ng vi\u1ec7c h\u00e0ng ng\u00e0y &#8211; \u0111\u00e3 l\u00e0m gi\u1ea3m th\u1eddi gian s\u1eed d\u1ee5ng c\u00e1c nhi\u1ec7m v\u1ee5 th\u1ee7 c\u00f4ng v\u00e0 nh\u1eadn th\u1ee9c, \u0111\u1eb7c bi\u1ec7t l\u00e0 b\u1edfi d\u00e2y chuy\u1ec1n s\u1ea3n xu\u1ea5t v\u00e0 c\u00f4ng nh\u00e2n ho\u1ea1t \u0111\u1ed9ng v\u00e0 nh\u00e2n vi\u00ean v\u0103n ph\u00f2ng. \u0110\u1ed3ng th\u1eddi, nhu c\u1ea7u ti\u1ebfp t\u1ee5c gia t\u0103ng \u0111\u1ed1i v\u1edbi c\u00e1c nh\u00e2n s\u1ef1 d\u1ecbch v\u1ee5 chuy\u00ean nghi\u1ec7p, v\u1edbi s\u1ef1 tr\u1ecdng t\u00e2m v\u1ec1 truy\u1ec1n th\u00f4ng, logic v\u00e0 s\u00e1ng t\u1ea1o, v\u00e0 t\u00e0i n\u0103ng k\u1ef9 thu\u1eadt l\u00e0m vi\u1ec7c v\u1edbi c\u00f4ng ngh\u1ec7 m\u00e1y t\u00ednh.<\/p>\n<p>\u1ede Trung Qu\u1ed1c, ch\u00fang t\u00f4i c\u0169ng \u0111\u00e3 quan s\u00e1t nh\u1eefng thay \u0111\u1ed5i t\u01b0\u01a1ng t\u1ef1 v\u1ec1 nhu c\u1ea7u vi\u1ec7c l\u00e0m v\u00e0 c\u00e1c y\u00eau c\u1ea7u v\u1ec1 nh\u00e2n l\u1ef1c c\u00f3 chuy\u00ean m\u00f4n cao. Trong l\u00e0n s\u00f3ng ti\u1ebfn b\u1ed9 c\u00f4ng ngh\u1ec7 n\u00e0y, c\u00e1c v\u1ecb tr\u00ed d\u1ef1a v\u00e0o s\u1ef1 s\u00e1ng t\u1ea1o v\u00e0 truy\u1ec1n th\u00f4ng s\u1ebd ti\u1ebfp t\u1ee5c ph\u00e1t tri\u1ec3n. Hi\u1ec7n nay, c\u00f4ng ngh\u1ec7 AI \u1edf Trung Qu\u1ed1c v\u1eabn \u0111ang trong giai \u0111o\u1ea1n ban \u0111\u1ea7u, v\u00ec v\u1eady nh\u1eefng thay \u0111\u1ed5i trong nhu c\u1ea7u vi\u1ec7c l\u00e0m trong l\u0129nh v\u1ef1c AI b\u1ecb h\u1ea1n ch\u1ebf, v\u00e0 ch\u1ee7 y\u1ebfu \u0111\u01b0\u1ee3c ph\u1ea3n \u00e1nh trong nhu c\u1ea7u v\u1ec1 nh\u00e2n l\u1ef1c k\u1ef9 thu\u1eadt c\u01a1 b\u1ea3n. T\u1eeb quan \u0111i\u1ec3m tuy\u1ec3n d\u1ee5ng, c\u00e1c c\u00f4ng ty \u0111ang \u0111\u1eb7t tr\u1ecdng t\u00e2m h\u01a1n v\u00e0o c\u00e1c k\u1ef9 n\u0103ng k\u1ef9 thu\u1eadt, \u0111\u1eb7c bi\u1ec7t l\u00e0 kh\u1ea3 n\u0103ng trong AI c\u01a1 b\u1ea3n.<\/p>\n<p>Khi c\u00f4ng ngh\u1ec7 AI ph\u00e1t tri\u1ec3n, nhu c\u1ea7u v\u1ec1 t\u00e0i n\u0103ng c\u0169ng thay \u0111\u1ed5i. AI \u0111ang d\u1ea7n thay th\u1ebf lao \u0111\u1ed9ng th\u1ee7 c\u00f4ng trong c\u00e1c ho\u1ea1t \u0111\u1ed9ng c\u00f4ng vi\u1ec7c l\u1eb7p \u0111i l\u1eb7p l\u1ea1i, ti\u00eau chu\u1ea9n h\u00f3a cao c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n b\u1eb1ng ph\u1ea7n m\u1ec1m m\u00e1y t\u00ednh. Do \u0111\u00f3, nhu c\u1ea7u \u0111\u1ed1i v\u1edbi c\u00e1c v\u1ecb tr\u00ed n\u00e0y \u0111\u00e3 gi\u1ea3m. Tuy nhi\u00ean, c\u00f3 m\u1ed9t s\u1ed1 v\u1ecb tr\u00ed s\u1ebd kh\u00f4ng \u0111\u01b0\u1ee3c thay th\u1ebf b\u1edfi AI trong th\u1eadp k\u1ef7 t\u1edbi.<\/p>\n<p>S\u1ef1 thay \u0111\u1ed5i \u0111\u1ea7u ti\u00ean s\u1ebd l\u00e0 nhu c\u1ea7u gia t\u0103ng \u0111\u1ed1i v\u1edbi nh\u1eefng t\u00e0i n\u0103ng c\u00f3 k\u1ef9 n\u0103ng trong c\u00f4ng ngh\u1ec7 AI, c\u1ea3 v\u1ec1 tr\u00ecnh \u0111\u1ed9 k\u1ef9 thu\u1eadt v\u00e0 \u1ee9ng d\u1ee5ng, nh\u01b0ng c\u0169ng c\u00f3 k\u1ef9 n\u0103ng m\u1ec1m. Ngo\u00e0i vi\u1ec7c t\u1ea1o ra nhu c\u1ea7u v\u1ec1 t\u00e0i n\u0103ng, AI c\u0169ng s\u1ebd \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn th\u1ecb tr\u01b0\u1eddng lao \u0111\u1ed9ng t\u1ed5ng th\u1ec3. C\u00e1c ho\u1ea1t \u0111\u1ed9ng c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c thay th\u1ebf b\u1eb1ng tr\u00ed th\u00f4ng minh nh\u00e2n t\u1ea1o l\u00e0 nh\u1eefng ho\u1ea1t \u0111\u1ed9ng c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c t\u1ef1 \u0111\u1ed9ng h\u00f3a. T\u1eeb kh\u00eda c\u1ea1nh n\u00e0y, s\u1ef1 ph\u00e1t tri\u1ec3n trong AI s\u1ebd lan to\u1ea3n c\u00e1c k\u1ef9 n\u0103ng m\u1ec1m c\u1ee7a nh\u1eefng nh\u00e2n s\u1ef1 gi\u1ecfi v\u00e0 l\u00e0m cho ch\u00fang c\u00f3 th\u1ec3 \u00e1p d\u1ee5ng trong ph\u1ea1m vi r\u1ed9ng h\u01a1n, bao tr\u00f9m c\u00e1c ng\u00e0nh c\u00f4ng nghi\u1ec7p kh\u00e1c. N\u00f3 c\u0169ng s\u1ebd l\u00e0m gia t\u0103ng c\u00e1c y\u00eau c\u1ea7u v\u1ec1 s\u1ef1 s\u00e1ng t\u1ea1o, giao ti\u1ebfp c\u1ea3m x\u00fac v\u00e0 gi\u1ea3i quy\u1ebft v\u1ea5n \u0111\u1ec1 ph\u1ee9c t\u1ea1p.<\/p>\n<p>T\u00f3m l\u1ea1i, m\u1eb7c d\u00f9 s\u1ef1 xu\u1ea5t hi\u1ec7n c\u1ee7a th\u1eddi \u0111\u1ea1i AI t\u1ea1o ra m\u1ed9t \u201ccu\u1ed9c \u0111\u1ea5u tranh\u201d gi\u1eefa con ng\u01b0\u1eddi v\u1edbi m\u00e1y m\u00f3c v\u00e0 s\u1ef1 thay th\u1ebf c\u00f4ng vi\u1ec7c, n\u00f3 c\u0169ng t\u1ea1o c\u01a1 h\u1ed9i cho nh\u1eefng t\u00e0i n\u0103ng m\u1edbi c\u00f3 th\u1ec3 n\u1ea3y sinh, \u00e1p d\u1ee5ng v\u00e0 t\u1ed1i \u01b0u h\u00f3a c\u00f4ng ngh\u1ec7 AI. N\u00f3 \u0111\u00f2i h\u1ecfi c\u00f4ng nh\u00e2n c\u00f3 kh\u1ea3 n\u0103ng giao ti\u1ebfp m\u1ea1nh m\u1ebd c\u00f3 th\u1ec3 \u00e1p d\u1ee5ng nh\u1eefng th\u00e0nh t\u1ef1u k\u1ef9 thu\u1eadt cao c\u1ea5p c\u1ee7a h\u1ecd v\u00e0o s\u1ea3n xu\u1ea5t v\u00e0 cu\u1ed9c s\u1ed1ng h\u00e0ng ng\u00e0y.<\/p>\n<p><em>World Economic Forum<\/em><\/p>\n<div>____<br \/><b>B\u00e0i vi\u1ebft li\u00ean quan<\/b><\/div>\n<ul>\n<li><a href=\"https:\/\/thegioimaychu.vn\/blog\/?post_type=post&#038;p=22728\">Hu\u1ea5n luy\u1ec7n m\u00f4 h\u00ecnh h\u00e0ng tr\u0103m t\u1ef7 tham s\u1ed1 ngay t\u1ea1i b\u00e0n v\u1edbi MSI EdgeXpert<\/a><\/li>\n<li><a href=\"https:\/\/thegioimaychu.vn\/blog\/?post_type=post&#038;p=22612\">NVIDIA Merlin: T\u1ed5ng quan v\u1ec1 toolkit cho h\u1ec7 th\u1ed1ng g\u1ee3i \u00fd quy m\u00f4 l\u1edbn<\/a><\/li>\n<li><a href=\"https:\/\/thegioimaychu.vn\/blog\/?post_type=post&#038;p=22376\">OpenAI l\u1ea7n \u0111\u1ea7u ph\u00e1t h\u00e0nh mi\u1ec5n ph\u00ed m\u00f4 h\u00ecnh ng\u00f4n ng\u1eef m\u1edbi v\u1edbi t\u00ean g\u1ecdi l\u00e0 GPT-OSS<\/a><\/li>\n<li><a href=\"https:\/\/thegioimaychu.vn\/blog\/?post_type=post&#038;p=21466\">5 \u0111i\u1ec1u b\u1ea1n c\u1ea7n bi\u1ebft v\u1ec1 NVIDIA DGX Spark &#8211; Chi\u1ebfc m\u00e1y t\u00ednh m\u01a1 \u01b0\u1edbc c\u1ee7a c\u00e1c nh\u00e0 ph\u00e1t tri\u1ec3n AI<\/a><\/li>\n<li><a href=\"https:\/\/thegioimaychu.vn\/blog\/?post_type=post&#038;p=21557\">SLM v\u00e0 AI t\u1ea1i bi\u00ean: B\u00ecnh minh c\u1ee7a m\u1ed9t k\u1ef7 nguy\u00ean m\u1edbi hay ch\u1ec9 l\u00e0 c\u01a1n s\u1ed1t nh\u1ea5t th\u1eddi?<\/a><\/li>\n<li><a href=\"https:\/\/thegioimaychu.vn\/blog\/?post_type=post&#038;p=21405\">NVIDIA t\u1ea1i Computex 2025: &#8220;G\u00e3 kh\u1ed5ng l\u1ed3 xanh&#8221; \u0111\u1eb7t c\u01b0\u1ee3c t\u1ea5t c\u1ea3 v\u00e0o AI, GeForce li\u1ec7u c\u00f3 b\u1ecb ra r\u00eca?<\/a><\/li>\n<\/ul>\n<\/p>","protected":false},"excerpt":{"rendered":"<p>T&aacute;c &#273;&#7897;ng bi&#7871;n &#273;&#7893;i c&#7911;a tr&iacute; tu&#7879; nh&acirc;n t&#7841;o (AI) tr&ecirc;n m&#7885;i ng&agrave;nh l&agrave; kh&ocirc;ng th&#7875; ch&#7889;i c&atilde;i, c&#361;ng nh&#432; &#7843;nh h&#432;&#7903;ng c&#7911;a n&oacute; &#273;&#7889;i v&#7899;i th&#7883; tr&#432;&#7901;ng lao &#273;&#7897;ng. Li&#7879;u AI c&oacute; &#273;em l&#7841;i l&#7907;i &iacute;ch cho th&#7883; tr&#432;&#7901;ng lao &#273;&#7897;ng trong th&#7853;p k&#7927; t&#7899;i hay kh&ocirc;ng, hay s&#7869; l&agrave;m thay &#273;&#7893;i n&oacute; v&agrave;&#8230;<\/p>\n","protected":false},"author":2,"featured_media":202,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[3,1],"tags":[7,1335],"class_list":["post-200","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ai-hpc","category-tong-hop","tag-ai","tag-ict-trends"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>\u0110\u00e2y l\u00e0 4 c\u00e1ch AI s\u1ebd t\u00e1c \u0111\u1ed9ng \u0111\u1ebfn th\u1ecb tr\u01b0\u1eddng vi\u1ec7c l\u00e0m t\u00e0i ch\u00ednh - Blog | TheGioiMayChu<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/thegioimaychu.vn\/blog\/tong-hop\/day-la-4-cach-ai-se-tac-dong-den-thi-truong-viec-lam-tai-chinh-p200\/\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:title\" content=\"\u0110\u00e2y l\u00e0 4 c\u00e1ch AI s\u1ebd t\u00e1c \u0111\u1ed9ng \u0111\u1ebfn th\u1ecb tr\u01b0\u1eddng vi\u1ec7c l\u00e0m t\u00e0i ch\u00ednh - Blog | TheGioiMayChu\" \/>\n<meta name=\"twitter:description\" content=\"T&aacute;c &#273;&#7897;ng bi&#7871;n &#273;&#7893;i c&#7911;a tr&iacute; tu&#7879; nh&acirc;n t&#7841;o (AI) tr&ecirc;n m&#7885;i ng&agrave;nh l&agrave; kh&ocirc;ng th&#7875; ch&#7889;i c&atilde;i, c&#361;ng nh&#432; &#7843;nh h&#432;&#7903;ng c&#7911;a n&oacute; &#273;&#7889;i v&#7899;i th&#7883; tr&#432;&#7901;ng lao &#273;&#7897;ng. 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